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Private healthcare for everyone

  • Join today and receive a £25 M&S gift card
  • No exclusions for pre-existing conditions on joining
  • No quotes, and no excess to pay

Healthcare for only £11.90 per person, per month 

Healthcare

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With Benenden Health you can relax knowing you can talk to a professional about a health concern 24/7. 

From day one of membership you can request our assistance with: 

  • Access to a UK GP 24 hours a day seven days a week for you and your immediate family.
  • Access to a Mental Health Helpline 24 hours a day seven days a week.
  • Access to a care adviser who can provide advice and information on adult care issues.

After six months of membership you can request assistance with: 

  • Medical Diagnostics.
  • Medical Treatment at one of the hospitals in our treatment network for certain procedures.
  • Physiotherapy.
  • Mental Health Support.
  • Cancer Support.

We're different

 We don't offer insurance. We're a member owned organisation looking after our membership of over 820,000 members. Each member pays the same monthly price into a fund. When a member needs support, we use the fund to help them get better.

Our Services 

Limits and exclusions apply

Treatment hospital

Find your nearest hospital

We have a national network of over 500 facilities providing our members with access to diagnostic consultations and tests. We also have a national network of 32 specialist hospitals which includes five hospitals for paediatric services at which we can authorise your surgical and other treatment procedures.

Services continue to be available across the UK but please note there maybe localised restrictions in place, your healthcare provider will be able to keep you informed. Therefore, it is likely there could be a potential delay in accessing appointments.

Update on our services (COVID-19) 

Find your nearest treatment hospital
young father bottle feeding baby

Join Benenden Health today

Healthcare for only £11.90 per person, per month 

  • No exclusions for pre-existing conditions on joining
  • No age limits
  • No medical questionnaire required

Join now

Receive the latest health and wellbeing advice from Benenden Health.

We'll share tips on eating healthy, ideas to improve your mental wellbeing along with easy to digest information on common health conditions.

Download your guide to Benenden Healthcare which explains all the services provided with our healthcare - what's included and excluded and how you access them. 

It takes only a few minutes to sign up, no quote needed and everyone is accepted.

Only £11.90 per person, per month. 


Most people have to rely on the NHS alone; not many can afford to pay for expensive private medical insurance. Benenden Health provides a third way because we complement the NHS. We can provide healthcare for just £11.90 a month - a low cost alternative to Private Medical Insurance.

We're not a medical insurer and our services are provided on a discretionary basis and are subject to the resources we have available. In some cases, provision of service can be dependent on factors such as GP referral, NHS wait times and the type of treatment required.

We do need to let you know that private providers have been working with the NHS to maximise capacity to care for people with coronavirus (COVID-19), and therefore are at varying stages of returning to normal. This can also change depending on Government guidelines. Therefore, it’s likely there will be a delay to your diagnostics or treatment appointment. 


Services we provide from the moment you join, for as long as you're with us.

This helps ensure there's enough money in the fund to help our members when they need it.

What our membership excludes

The NHS provides speedy care for cancer, brain and heart disease, which are among the areas we don’t provide treatment for. Instead, we use our members' contributions to pay for healthcare services that complement the NHS, making our healthcare a much more affordable alternative. We cover over 250 procedures within the following areas. ENT (ear, nose and throat) general surgery, gynaecology, ophthalmology (cataracts only) orthopaedics and urology. 

View our approved procedures
Treatment hospital

Find your nearest hospital

We have a national network of over 500 facilities providing our members with access to diagnostic consultations and tests. We also have a national network of 32 specialist hospitals which includes five hospitals for paediatric services at which we can authorise your surgical and other treatment procedures.

Services continue to be available across the UK but please note there maybe localised restrictions in place, your healthcare provider will be able to keep you informed. Therefore, it is likely there could be a potential delay in accessing appointments.

Update on our services (COVID-19) 

Find your nearest treatment hospital
young father bottle feeding baby

Join Benenden Health today

Healthcare for only £11.90 per person, per month 

  • No exclusions for pre-existing conditions on joining
  • No age limits
  • No medical questionnaire required

Join now

Receive the latest health and wellbeing advice from Benenden Health.

We'll share tips on eating healthy, ideas to improve your mental wellbeing along with easy to digest information on common health conditions.

Download your guide to Benenden Healthcare which explains all the services provided with our healthcare - what's included and excluded and how you access them. 

It takes only a few minutes to sign up, no quote needed and everyone is accepted.

Only £11.90 per person, per month. 


Hiker getting out of vehicle

Private healthcare that's easy to take out

  • No quotes, no excess – The price to join us is £11.90 per person, per month.

  • No exclusions for pre-existing medical conditions on joining – All UK residents can join us regardless of their medical history.

  • No commitment or annual contract – Benenden Health is here to help take worry away. So if at any point you decide that Benenden Health is not for you, you can cancel at any time. 

  • Price – The monthly cost won’t increase due to age or usage but is reviewed annually.

Healthcare the Benenden Way

Benenden Health is an affordable alternative to private health insurance. We are not a medical insurer. 

Our service are provided on a discretionary basis and are subject to the resources we have available. In some cases provision of the service can be dependent on factors such as GP referral, NHS wait times and the type of treatment required.

This discretionary approach has served our membership well for more than 115 years.

How is Benenden Health so affordable?

There are two main reasons why:

By not replicating some of the excellent services that the NHS provide.
The NHS already provides speedy care for cancer, brain and heart disease so we don’t replicate these services but we can provide support to help you achieve a diagnosis for a symptom which you have been referred for by your NHS GP practice.

Services continue to be available across the UK but please note there maybe localised restrictions in place, your healthcare provider will be able to keep you informed. Therefore, it's likely there could potentially be a delay in accessing appointments.

All membership fees are paid into a communal pot for the benefit of all members.

We manage our funds and the services we provide carefully to ensure that we can continue to provide assistance to members who require our support. That hasn’t, and won’t, change in the face of the coronavirus (COVID-19) pandemic we find ourselves in.


Receive the latest health and wellbeing advice from Benenden Health.

We'll share tips on eating healthy, ideas to improve your mental wellbeing along with easy to digest information on common health conditions.

Download your guide to Benenden Healthcare which explains all the services provided with our healthcare - what's included and excluded and how you access them. 

It takes only a few minutes to sign up, no quote needed and everyone is accepted.

Only £11.90 per person, per month. 


Woman in fitness class

Why choose Benenden Health

  • Simple anyone is accepted for the same price, no pre-existing conditions are excluded on joining.

  • Smart we complement the great work of the NHS.

  • Affordable at the low monthly fee of just £11.90.

  • The affordable alternative to health insurance including diagnosis, over 250 types of surgery, physiotherapy, 24/7 GP and Mental Health helplines.

  • The Benenden Health way we were founded on the vision of many people joining together to help pay for private medical care to support those in need.

Why we're different

The table below highlights how we may differ to other healthcare providers, making Benenden Health the affordable alternative to private health insurance. 

Benenden Healthcare
How much does it cost?
£11.90 a month
Does everyone pay the same? Yes, the price is £11.90 a month for our healthcare product
Do you provide access to diagnosis & treatment? Yes. After six months of membership we will offer private diagnosis and 250 types of surgery if the NHS wait is over three weeks for a diagnosis or over five weeks for surgery
Do you provide cover for cancer or heart treatments? We provide diagnosis for any condition, but we exclude the treatment of these conditions as the NHS provides great care here
Do you accept pre-existing medical conditions? Yes, everyone is accepted. All UK residents can join Benenden Healthcare regardless of their medical history
Will there be any excesses to pay to access services? No, there is no excess to pay. But you will be responsible for funding any costs incurred over £1,800 for a diagnosis
Is Benenden Healthcare insurance? No, our services are offered on a discretionary basis

 

Join today and get a £25 M&S gift card
Special offer
Terms and conditions
  • If you are a new member you will receive a £25 M&S gift card when you join Benenden Health.
  • To qualify for the incentive, the new joiner must remain with the Society at the point the gift cards are sent.
  • Gift cards will be sent within 52 days of the join date
  • No alternative to this promotion will be offered.
  • Offer subject to availability. We reserve the right to withdraw or change this incentive at any time.


To help you understand if Benenden Health is right for you please review the documents below. 

 Already a member of Benenden Health?