Essentials you should expect from your business healthcare package
Long-term illness can be devastating for both employee and employer. For the latter, it could financially impact the day-to-day productivity of a business, while employees may be impacted by a reduced pay-packet or other financial implications on top of their health concerns. Business healthcare can help both parties by offering a quick, initial diagnosis and fast access to treatment.
Looking to take out a business healthcare plan? Take a look at our rundown of some of the most important factors to consider.
Support for workplace stress
Thought to account for 9.9 million lost working days in 2014/2015, the HSE estimates that workplace stress affects 1,380 employees per 100,000.
Workplace stress can manifest in many forms, including anxiety, depression, headaches, muscle tension, insomnia and more. While it’s the responsibility of both parties to speak out about workplace stress and raise any concerns, both employers and employees may want to rely on their business healthcare package to provide professional support through a psychological wellbeing helpline.
It’s no secret that an early diagnosis increases the possibility of resolving a medical condition and can speed up the recovery process. If, on the other hand, a patient is experiencing long-periods of delay, it could increase the likelihood of absenteeism and prolonged sickness.
This can be a distressing time for staff members, and could even result in mental health concerns and, ultimately, a lack of productivity. With a fully comprehensive business healthcare package, you can expect to receive a prompt diagnosis from a consultant who has a wealth of experience in their particular field.
If an employee’s GP or consultant has suggested a course of physiotherapy, having a healthcare package in place can help to ease the cost of treatment.
Physiotherapy can be used to treat a wide-range of different injuries: from muscular aches, sports injuries and arthritis to respiratory problems and broken bones. It works by using different exercises and movements to strengthen specific areas of the body, often using activities like swimming to increase mobility. Physiotherapy is a key part of the rehabilitation process for many people, and depending on the severity of the injury, it could help to reduce periods of absenteeism.
As part of a well-rounded support package, injured employees should also receive on-going advice after recovery, as well as any mobility aids needed to move around safely.
Because mental illness isn’t physically obvious at a glance, many people can suffer in silence. This feeling of isolation can be intensified by the social stigma attached to mental health issues, with huge proportions of sufferers experiencing feelings of isolation, worthlessness and shame.
It’s possible that anyone in your business could suffer a mental health problem, with an estimated 1 in 4 people in England experiencing symptoms in any given year.
Psychological illnesses can result in bouts of anxiety, extreme stress and depression, sometimes causing sufferers to struggle with day-to-day work and even social situations. Stemming from a range of different causes, it can be important to have expertise on hand to ensure employees are given the necessary support and guidance, so they can make a speedy recovery.
At Benenden, we’ve got a range of services to help look after your employee’s health and wellbeing and get them back on their feet as soon as possible. Take a look at our business healthcare products - including a fixed cost discretionary healthcare option for only £9.10 per employee, per month and our Benenden Business Health insurance which covers diagnosis and treatment for the most common causes of employee absence.
For more information and to discuss what is suitable for your business get in touch with our team here.
This article was first published on 4th July 2016.
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