It’s reassuring to know you have good home insurance cover and that if the worst were to happen in your home, you have someone to call at your time of need. However, in terms of the most common home insurance claims, these are often down to problems that could, at times, be averted. Check out our top tips to keeping your home in tip top condition.
Water damage in the home is most likely to be caused by a leaking heating system or frozen pipes. Therefore, it is always worth carrying out routine maintenance and ensuring you have sufficient insulation.
If you do get a leak, minimise damage by turning off the water, electricity and heating system as quickly as possible. Make sure you know how to do this prior to any mishaps.
Extreme weather has become a regular feature of our winters with heavy rain and high winds increasingly common. Use these tips to help minimise damage to your home and valuables;
While you can’t guarantee to keep intruders out, you can take steps to deter would-be burglars;
Ensure you fit smoke alarms and that they are in working order. Not only will this minimise the need to make an insurance claim, it will help keep you and your family safe.
To reduce the chance of a blaze, don’t leave electrical appliances such as tumble dryers running or candles burning when there’s no one at home or while you’re sleeping. Take care with hair straighteners too as these are a frequent cause of household damage.
Close doors at night to prevent fire spreading and don’t overload electrical sockets.
If your home insurance is due for renewal soon, why not get a quote from Benenden? We’ve created home insurance cover will features, such as Personal Project Manager for claims over £3,000 and optional Home Emergency cover. Take a look at our latest offer to see what benefits you get as a Benenden member.