New members
Looking to quote/buy?
Tel: {{home_insurance_number}} Tel: 0800 414 8562


9am-7pm Mon - Fri
9am-5pm Sat

Existing members
Claims
Tel: {{}} Tel: 0800 414 8556


9am-7pm Mon - Fri
9am-5pm Sat

Existing members
24/7 Home Emergency Assistance
Tel: {{}} Tel: 0800 294 2851


Open 24 hours, 7 days a week

Benenden Home Insurance

  • Receive up to £50* M&S gift card when you purchase your home insurance with us
  • Essential home insurance rated 5-stars by Moneyfacts
  • Get up to 20% no claims discount

Benefit from our award winning home insurance

Our Essential home insurance cover has been independently rated 5-stars by Moneyfacts, so you can be confident in a home insurance with exceptional features.

Special offer
M&S Giftcard

Receive up to £50* M&S gift card when you purchase your home insurance with us.

Take out a buildings and contents cover and you get a £50 M&S gift card or £20 when you purchase either a buildings or contents policy, as a thank you from us. Simply quote HOMEREG to receive your offer.

Terms & conditions apply

Get your quote
Benenden Home Insurance

 

Couple at home looking at documents

Home insurance you can personalise, so you only pay for what you need

Your home is unique to you and that’s why we’ve created our home insurance packed with great benefits and optional add-ons, so you can create the cover that suits you. This way, you can help make sure you are covered for the things you need, without paying for the things you don’t. Limits, exclusions and excesses apply.

Create a cover that suits you in 2 easy steps

Choose your type of cover at the level you want (choose between essential and premier cover) Choose your type of cover at the level you want (choose between essential and premier cover)
Choose your type of cover at the level you want (choose between essential and premier cover)Choose your type of cover at the level you want (choose between essential and premier cover)

Reasons to choose Benenden Home Insurance:
  • Your own personal project manager for costly claims -(Claims over £3,000) - We make sure you get the right level of care and support should the unexpected happen. That’s why you’ll be given your own personal claims handler to manage your claim from beginning to end.

  • Up to 20% No Claims Discount - Benenden No Claims Discount offers you more savings on your premiums. If you have a claim-free period of 4 years or more with your previous insurer, you can benefit from our no claims discount straightaway.

  • Personalised cover that’s right for you and your home - We offer up to £750,000 to cover the full cost of rebuilding or repairing your home and up to £75,000 to replace your contents in events such as fire, flood or theft. Plus, you can further personalise your home insurance by choosing from optional add-ons.

  • Optional add-ons including 24/7 Home Emergency Assistance - Whatever the time day or night, you can call on us during an emergency such as burst pipes or a theft. We’ll help by quickly organising repairs by expert tradesmen and secure your home if it’s been broken into.

  • We reinvest our surplus funds back into our community - As a not-for-profit organisation, any surplus funds received from Benenden Home Insurance is reinvested back into the Benenden Health community to help look after our members’ health and wellbeing.

 RSA logo

It’s easy to tailor your Benenden Home Insurance to suit your needs.

In 2 simple steps, you can create your personalised home insurance at the right price.

Error loading Partial View script (file: ~/Views/MacroPartials/BorderedSectionsPartial.cshtml)

 By proceeding with this quote, you are giving us consent to contact you about this home insurance enquiry via post, email or phone.

Whether you choose our Essential or Premier cover, all this comes as standard:

What's included
Help and advice over the phone

You can call our friendly team Monday to Saturday
Our UK based call centre is open six days a week, where our friendly team is on hand to help you with your home insurance queries.

Making a claim

You can call our claim helpline 7 days a week
Our UK based team is available seven days a week to assist you making a claim on your policy.

New for old replacement cover

We want to make our claims process as smooth as possible.

So our new for old cover replaces damaged items covered in your policy with brand new ones.

Your own personal project manager for costly claims (claims over £3,000)

We make sure you get the right level of care and support should the unexpected happen
We understand having to make a home insurance claim can be stressful, particularly if it’s due to your home being broken into. That’s why you’ll be given your own personal claims handler to manage your claim from beginning to end.

Financial help if you cannot live in your home due to an insured loss

We cover the cost while your home is repaired
If you are unable to live in your home, for example after a fire or flood, Benenden Home Insurance will cover the cost of you living in similar accommodation while your home is repaired.

Optional add-ons

Personalise your cover to suit your lifestyle
You can further personalise your home insurance by choosing from our optional add-ons such as 24/7 Home Emergency Assistance, Accidental Damage, Technology & Entertainment and Garden cover. Find out more about our optional cover here.

Up to 20% No Claims Discount

Save on your premiums straight away
Benenden No claims Discount offers you more savings on your premiums. If you have a claim-free period of 4 years or more with your previous insurer, you can benefit from our no claims discount straightaway.

By proceeding with this quote, you are giving us consent to contact you about this home insurance enquiry via post, email or phone.

Error loading Partial View script (file: ~/Views/MacroPartials/BorderedSectionsPartial.cshtml)

By proceeding with this quote, you are giving us consent to contact you about this home insurance enquiry via post, email or phone. 

Get your personalised quote - it only takes 5 minutes

With Benenden, you can create your own home insurance package in two simple steps.

Step 1: Choose your cover from building and contents combined to buildings or contents only at the level you want whether that’s Essential or Premier.  

Step 2: Choose your optional add-ons to further personalise your cover

By proceeding with this quote, you are giving us consent to contact you about this home insurance enquiry via post, email or phone.  

* Benenden members will receive a £20 M&S gift card when taking out either Buildings OR Contents cover and £50 when taking out both Buildings & Contents cover. To receive your gift card, the promotional code HOMEREG must be quoted over the phone or entered into the online application form when taking out a Benenden Home Insurance policy. Available to new customers only, must not have had a live Benenden Home Insurance policy in the last 15 months. Your gift card will be sent via post within 90 days of your home insurance policy start date. No alternative to this promotion will be offered. At the time the gift card is sent out, your policy must be in force. Standard policy eligibility criteria and minimum premiums apply. Cannot be used in conjunction with other offers. Offer may be withdrawn at any time.

Benenden Wellbeing Limited, an insurance intermediary and a wholly owned subsidiary of Benenden Healthcare Limited, is authorised and regulated by the Financial Conduct Authority, FRN 593286. Registered Office: Holgate Park Drive, YO26 4GG registered in England and Wales (Company No. 8271017). No personal recommendation has been given on the suitability of this product, if in doubt you should seek independent advice