Accessibility | Text only site | Text size A A

 

 

 

We’re a mutual organisation, not a medical insurer. Our members club together so they can get the first class medical help they need, when they need it most.

 

Our mutual status is very important to our members, who share our belief that we should help each other. Our approach has worked successfully for over 100 years because it's founded on common sense and mutual trust. Benefits may vary according to the needs of the member, the resources available or over time.

 

As a member, we simply ask you to use your judgement when you choose to ask for our help and in return we’ll use our judgement to take account of your individual needs: this is described as discretionary.  And as we're not a medical insurer you don't pay insurance premium tax on your contributions.

 

The Society is run for its members; this means that every member can get involved and influence the way in which the Society is run and the services it offers. The Society is governed by a Committee of Management consisting of 12 ordinary members who are elected to take responsibility for the overall running of the Society and to represent the membership’s best interests.  (See our What being a member means section for more details).

 

The Society's contractual business (the provision of tuberculosis benefit) is authorised by the FSA. The remainder of the Society's business is undertaken on a discretionary basis. The Society is subject to FSA requirement for prudential management. As a 'not for profit' Friendly Society we are governed by our Rule Book.

Benenden Healthcare is a member of the following organisations:
 
www.aim-mutual.org
www.icmif.org
www.mutualinsurers.org