Benenden Healthcare for Business enables you the opportunity to offer your clients a solution that helps them cover every one of their employees with an affordable, high-quality, private healthcare benefit. We help make healthcare a reality for all employees, not just a perk for the few. Only £12.80 per employee per month.
Find out more about the services we can offer for only £12.80 per employee per month.
Access useful documents, literature and sales tools to help when recommending Benenden Healthcare for Business to your clients.
If you can't find what you're looking for we've pulled together our most frequently asked questions to help.
Currently, less than one in five UK employees have any private health cover. That's more than 80% of employees unprotected. Benenden Healthcare for Business gives you the opportunity to offer your clients a solution to help them cover every one of their employees with an affordable, high-quality, private healthcare benefit.
Benenden Healthcare for Business could be beneficial for employers who:
Benenden Healthcare for Business would not be suitable in the following circumstances:
To provide comprehensive cover that includes cover for critical illnesses, including oncology, neurosurgery, cardiac or complex skeletal surgeries.
To offer benefits that will support employees with long-term chronic conditions.
To give the ability for an employee to reclaim everyday health costs for things like dentistry and optometry.
We’ve pulled together some frequently asked questions to help you further explain Benenden Healthcare for Business.
The price of membership is £12.80 per person, per month and the cost is the same for everyone, regardless of age or pre-existing conditions.
The minimum number is five people.
There is no medical underwriting requirement to be eligible for membership. We guarantee to accept everyone because their medical history is disregarded providing they are a UK resident at the point of joining.
No, there's no excess to pay. But employees will be responsible for funding any costs incurred that exceed £2,500 when accessing our Medical Diagnostics service.
Scheme members should always contact us for authorisation prior to making any appointments for Medical Diagnostics.
Yes. Scheme members can request private medical diagnosis in our national diagnostic network for symptoms which have been referred by an qualified NHS practitioner and where the NHS wait time will be more than three weeks. Once authorised, we can support diagnostic costs up to £2,500.
Requests for private medical treatment for our approved procedures in our treatment network will be considered if employees have already been given an NHS referral of five weeks or more and they have a CCSD code for a procedure from our approved list of procedures.
Our business healthcare services are provided on a discretionary basis and are subject to the resources we have available. Some cases can be dependent on a referral from a qualified NHS practitioner, NHS wait times and the type of treatment required.
There are some limits and exclusions which apply to specific services. Please review the technical guide for full details.
We are not a private medical insurer. We provide healthcare services on a discretionary basis, except treatment for TB, which is provided on an insured basis. Our services are reviewed regularly and subject to the resources we have available. In some cases, provision of service can be dependent on factors such as a referral from a qualified NHS practitioner, NHS wait times and the type of treatment required. This is explained in detail for each service throughout the guide.
Our services are provided on a discretionary basis, and are subject to the resources we have available and are designed to offer a more affordable healthcare.
This discretionary model is at the heart of everything we do. It has served our members well for more than 115 years and allows us to manage our funds and the services we provide carefully to ensure that we can continue to offer every member one affordable price, regardless of age and pre-existing medical conditions.
When services change, we will keep you informed of changes via our website, Be Healthy magazine or communications to you.
Yes, this benefit can be offered to employees’ dependants (that live at the same address) for the additional cost of £12.80 per person, per month.
No. The cost of Benenden Healthcare for Business will never increase due to service usage on a single scheme. The cost of membership is reviewed annually for all Benenden Health members, never based on an individual’s circumstances.
Yes, membership is available to anyone over the age of 16 who is normally a resident in the UK.
Benenden Healthcare for Business is a taxable benefit which means it may affect an employee’s income tax but not national insurance contributions.
Benenden Healthcare for Business doesn't include anything else other than the services detailed in the Technical Guide.
Other products such as our Health Cash Plan and Health Assessments are offered on a direct purchase basis only and are not available through our Intermediary channel.
Access the documents you need to discuss Benenden Healthcare for Business with your potential clients.
About Benenden Healthcare for Business.
How we can help you and your clients.
About Benenden Health.
How we can help your clients.
Our approved procedures.
This document sets out the terms on which we do business.
About Benenden Health.
What our business healthcare offers?
How we can help their business.
This document sets out the terms on which we provide services to businesses
Find out more about the Benenden Health App.
How to access services on the go.
Discover the Wellbeing Hub.