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Tel: {{healthcare_number}} Tel: 0800 414 8001

8am to 5pm, Mon - Fri

Existing members
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8am to 8pm, Mon - Fri

Existing members
24/7 GP Advice
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24/7 Psychological Wellbeing helpline
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Open 24 hours, 7 days a week

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Personal healthcare only £10.25 per month

  • Large network of hospitals and clinics across the UK

  • Including our CQC 'Outstanding' rated hospital in Kent

  • Diagnosis and treatment available after 6 months

  • Special Offer: £15 M&S gift card when you join and a further £10 for every person added onto your membership. Terms & conditions apply

Discretionary personal healthcare for just £10.25 per person, per month

Our services

We are not a medical insurer, our services are offered on a discretionary basis.

What do we cover?

We're different

At Benenden we're a different kind of healthcare provider, putting our members at the heart of everything we do, to help them to with their healthcare needs.

How it works How we're different

Our members are our biggest advocates

We currently have a membership of over 800,000. Our members and their stories are the best way to show what makes Benenden a special organisation.

See what our members think about us

Already a member?

Register now or login to your Benenden account to access exclusive member rewards, update your personal details and much more.


How it works 

At Benenden we’re an alternative to private healthcare, putting our members at the heart of everything we do, to help them to enjoy the very best of health. We are not a medical insurer, our services are offered on a discretionary basis

We’re a mutual, not-for-profit organisation

We’ve been caring for our members for over 110 years and we’re not here to make profits. The only people who profit are our members, using the services. The monthly member contribution of £10.25 per person, per month, covers the cost of our services. There are some services which we cannot provide. Offering such services would not only push up the monthly cost of membership but impact on the vast range of services that we provide.

Things you need to know 

  • No quotes, no excess – The price to join us is £10.25 per person, per month
  • No upper age limit – Plus under 16’s can be added to existing memberships
  • No contract – You will not be under contract with Benenden and you can cancel at any time
  • Everyone is accepted – All UK residents can join us regardless of their medical history
  • Waiting lists – We aim to relieve the worry of long NHS waiting lists and get you diagnosed, treated and back on your feet as soon as possible

Our health services

At Benenden, our members experience healthcare with a difference. You can protect anyone under your membership, there are no upper age limits, and no restrictions based on medical history. From day 1 members have the reassurance of convenient access to medical experts 24/7 for concerns about their physical or mental health. Then, after just 6 months, members are able to access private diagnosis, treatment and physiotherapy. Exclusions apply.

Services you can request:
Services you can request immediately Immediately
After 6 months
GP 24/7
Health concern support
Our Member Services team can help with many different health and lifestyle concerns, including directing you to local, specialist support groups. Find out more
24/7 Psychological Wellbeing Helpline
Help with a range of topics including, relationship problems, money worries and much much more. Find out more
Independent Care Advice
Through Grace Consulting we can help you assess your current circumstance and help you make an informed decision. Find out more
Rewards & discounts
We've teamed up with like-minded partners to bring you and your family a range of exciting offers including; short breaks, attractions and theme park tickets, magazine subscriptions, exclusive product discounts and much more! Find out more
Be Healthy magazine
Packed with industry leading advice, interviews with household names, news stories and articles on how to keep your mind and body healthy. Find out more
Services you can request after 6 months
Medical Diagnostics
If you have more than a 3 week wait on the NHS for a diagnostic consultation or test you can request a private appointment Find out more
Medical Treatment & Surgery
If you have more than a 5 week wait on the NHS for one of our approved 250 types of surgery, you can request private treatment. Find out more
No GP referral is required to request our physiotherapy services, which provides self-managed exercise supported by on-going telephone support and/or face-face physiotherapy. Find out more
Psychological Wellbeing Support
If you're experiencing a delayed service through the NHS we may be able to help support you with stress, bereavement and much more. Find out more
Continence Care
Our nurses can provide you with a simple treatment plan that's right for you to treat urinary tract symptoms. Find out more
Financial Assistance
We may be able to help you if you are experiencing financial hardship as a result of treatment following a diagnosis of cancer or TB. Find out more
Join now
Important information
What we do not cover

To keep the cost of membership affordable some services are not included. View the range of services we do not cover. 

Your guide to Benenden Healthcare

As a mutual community we’re committed to treating every member fairly. We aim to provide a range of discretionary services that
will help our members and to deliver them with care, compassion and understanding. This guide has been created to help outline who’s eligible to request our help, the range of services you can currently request and those services we're unable to help with. 


Benenden operates according to a rule book, which contains the Benenden Healthcare Society Limited’s memorandum and rules.

How discretion works

We are a friendly society providing benefits from a discretionary fund. This means that the provision of services is subject to the resources we have available through membership contributions.

How to request our diagnostic and treatment services

To access our diagnostic and treatment services you must have been a member of Benenden for more than six months.

Changing your payment method & adding additional members

If you would like to make changes to the way you pay or add additional persons to your membership please complete the appropriate forms.  

If you're already a member you can make changes to your membership via My Benenden

We helped Darren's daughter Helena with an MRI scan and treatment.

Jean received prompt carpal tunnel surgery which gave her the use of her hands back.

Derrick received keyhole knee surgery 7 months quicker than on the NHS.

We helped Kevin get a speedy diagnosis.


£15 M&S gift card when you join and a further £10 for every person added onto your membership.

Joining Benenden offers you affordable healthcare and peace of mind. Why not extend that to the people you care about by adding them to your membership when you join. Not only will you have the reassurance that they will be looked after too but they’ll have access to the full range of healthcare services at the same price.

As a thank you, we’ll give you a £15 M&S gift card and a further £10 for every person you include on your membership. Offer valid until 30th April 2018.

M&S Giftcard

Terms & Conditions

  • £15 for a main member and £10 per family member or friend added to your membership at the point of join, no maximum limit. Offer valid to 30th April 2018.
  • To qualify for the incentive you must remain with Benenden beyond the 14 day cooling off period.
  • No alternative to this promotion will be offered.
  • Gift cards will be sent within 52 days of the join date. No alternative to this promotion will be offered.
  • Offer subject to availability. We reserve the right to withdraw or change this incentive at any time.

Whether you prefer to join online or via the telephone, joining Benenden is easy

Join online 24/7

You can join us online day or night, all year round. All we need are a few personal details, we accept pre-existing conditions so there's no need to provide us with a history of your health. Joining Benenden is quick and simple. You can pay monthly or annually by direct debit or annually by debit/credit card.

Once you've joined us, you will receive a welcome email within 30 minutes and your welcome pack in the post within 10 days.

By phone

If you would like to join via the phone our member enrolment team are waiting to take your call and are happy to answer any questions you may have.

Lines are open 9am to 5pm, Monday to Friday, excluding bank holidays. 

Request a call back from a member of our friendly team.

Submit your details today and we'll email you about our discretionary healthcare product. 

See what other services are part of our personal healthcare product.