Our aim is to enable all businesses in the UK the ability to offer affordable, high quality, private healthcare to every single one of their employees.
We’re a mutual society with over 117 years of experience supporting the needs of UK businesses and the health and wellness of their employees. Our private healthcare complements the NHS, giving members access to a range of services including private diagnostics and treatment as well as other essential services such as:
We believe that good healthcare is fundamental to business success. That’s why we provide a simple and affordable way for businesses to make healthcare a standard of employment for everyone, rather than a perk for the few.
In a world where health is at the top of everyone’s agenda, our business healthcare makes sense.
Our services help support your employees’ health and wellbeing needs, whilst simultaneously making economic sense for your business.
Employee health benefits could help to:
50% of employees say a strong health and wellbeing package would increase their likelihood to join a business.
Business healthcare benefits can:
Business healthcare only £11.90 per employee per month.
"Staff really appreciate having access to healthcare that supports them in everyday situations, as well as in those more serious times when greater help and advice is needed. During periods of worry, it’s good to know that you can access professionals who can give you answers quickly."
Rachel Whiteley, HR Business Partner at internet service provider Zen
There are so many ways that our business healthcare can support your employees health and wellbeing. Benenden Healthcare for Business membership includes access to a range of services.
Employees can call our helpline or log in to the Benenden Health App 24 hours a day, 7 days a week to book an appointment for a telephone or video consultation with a UK-based GP.
Our 24/7 Mental Health Helpline provides access to a counsellor 24 hours a day, seven days a week and can provide immediate emotional support and signposting for your employees.
We can provide support and signposting for mild to moderate anxiety, depression, bereavement, relationships, legal and debt concerns.
Our counsellors provide immediate support and reassurance and can guide individuals to the most appropriate services and resources to help them.
Employees can access this service when travelling abroad.
After six months of membership, employees can also request structured short-term counselling support for mild to moderate distress, including common mental health problems.
Any employee could find themselves needing to arrange care for themselves or a family member at some time in their lives. Our Care Planning and Social Care Advice Service is here to help by providing access to a care adviser who can provide information and advice about adult care issues. This includes short or long-term care, and advice for children and adults with special needs including autism, ADHD and learning disabilities.
Nobody wants a nervous wait for answers, so help your employees find answers faster with private Medical Diagnostics. Your employees can request a private diagnosis when their NHS wait time is over three weeks. They will need to be referred by their NHS GP in order to access this service. Employees must contact us for authorisation before they proceed with any appointments.
This list is subject to change and employees should always contact us for authorisation prior to making any appointments. This service doesn't support for monitoring of any ongoing condition, including consultations or treatment.
Wait times for diagnosis are subject to change. Currently, members can request our help if the NHS wait time is more than three weeks for diagnosis. Please see our current wait times.
We have a network of facilities providing members with access to diagnostics consultations and tests. This network includes our own Benenden Hospital located in Kent. The hospitals in our network can change from time to time so check for the most up to date information.
Our priority is getting your staff back to good health faster, which is why we offer a broad range of non-urgent medical treatments and operations. Your employees can request Medical Treatment for our approved procedures when the wait time on the NHS is over five weeks.
We can’t provide treatment services where a procedure has taken place on the same body area within the previous two years.
We will only fund treatment that takes place within eight weeks of our authorisation.
We can only provide treatment from our approved procedures list. Types of procedures not on our approved procedures list include:
- Brain related surgery.
- Cancer related surgery.
- Surgery related to heart conditions.
- Cosmetic surgery.
- Emergency surgery.
- Reconstructive surgeries following trauma.
- Acute care.
- Anything related to fractures.
- Spinal related surgery.
- Pregnancy related surgery.
- Replacement hip or knees.
This list isn't exhaustive and is subject to change. As our services are provided on a discretionary basis and are subject to the resources we have available, we may change the approved procedures that we are able to provide from time to time. Please view our full list of procedures.
We have a national network of facilities at which we can authorise your employee’s surgical, and other treatment, procedures. Your employees may be required to attend a different facility for treatment to the facility they attended for their diagnosis. This network includes our own Benenden Hospital located in Kent. The hospitals in our network can change from time to time so check the network of facilities for the most up to date information.
Your employees can call us to request a physiotherapist to assess their condition over the phone to determine if they're likely to benefit from physiotherapy and if so, the best course of treatment. If recommended, physiotherapy may be provided either via guided self-managed exercise or up to six virtual or face-to-face sessions with a physiotherapist in our network.
Fostering an open culture around mental health is vital to encouraging a healthy attitude toward mental wellbeing in the workplace. Our Mental Health Support is a key component of our healthcare that helps you to support the mental health of all your employees.
Our experienced counsellors can provide short-term structured support for employees facing life stressors such as:
This can also include support for common mental health conditions such as anxiety or depression, where a short course of structured support would be clinically beneficial.
Before treatment is offered, an assessment is carried out over the phone with a counsellor to determine the type of support that’s most appropriate for your employee, which could be:
Dealing with cancer can be overwhelming and difficult. So, if your employee has cancer, they can request our Cancer Support service. This service gives them access to an experienced registered nurse who'll provide them with emotional and practical support and advice. (This service was previously known as Financial Assistance.)
Please note that this service can also be requested by members who have been diagnosed with tuberculosis.
Your employees will have access to a dedicated nurse for telephone support. The nurse will call or email them, as agreed, to discuss concerns or questions they may have in relation to their illness. This service will continue for as long as their nurse feels their support is required.
We aim to provide the best possible care, so the type of support and information provided will be tailored to your employee’s specific needs and may include:
Understanding their diagnosis and its potential consequences.
Helping them to prepare questions ahead of consultations or supporting them afterwards to understand what’s been discussed.
Helping your employee to access services available from the NHS and other organisations.
Supporting them emotionally.
Practical advice on dealing with the implications of cancer.
Helping with the adjustment to life after cancer.
Preparing them to return to work and supporting them after their return.
The nurse will offer their assistance where they can and, in their clinical discretion, may:
Identify, arrange and pay* for services or therapies delivered by third parties to help them with issues related to their condition, including short-term home care and complementary therapies.
Arrange and pay* for specialised clothing, head coverings and prostheses.
Signpost them to one of the other membership services provided by Benenden Health such as the 24/7 Mental Health Helpline, Mental Health Support or Physiotherapy.
Guide them to the Benenden Charitable Trust which can provide grants towards any other items which may help your employee. Please note, as a member, they can apply directly to the Charitable Trust with enquiries about financial help.
Give them information about local and national charities, organisations or support groups.
Unfortunately, we won’t provide Cancer Support relating to the same medical condition on the same body area within two years of us first authorising support.
Cancer Support is not available for basal cell carcinomas (BCCs).
Third-party services/therapies, specialist clothing, head coverings and prosthesis are arranged and paid* for at the clinical discretion of your nurse. We won’t pay for any services or items which you purchase direct.
Please note that this service is designed to supplement, not replace, primary consultant-led care provided in the NHS or privately. Your employee’s primary care remains the responsibility of the NHS or private consultant.
* This is subject to a per case budget agreed with our Service Partner.
Available to all members on joining:
Access 24/7 GP services.
Request support through our Mental Health Helpline.
Click-to-call to request private diagnosis, treatment and physiotherapy.
Use the Wellbeing Hub to access a wide-ranging choice of articles, videos and recordings to support your mental wellbeing, fitness and nutritional needs.
Benenden Healthcare for Business is there to help your employees with everyday life.
Your employees can access a whole host of member rewards.
Here are some of the current discounts your employees can enjoy:
* Terms and conditions apply to all benefits. See My Benenden Rewards website for details. Offers subject to change without notice. My Benenden Rewards is managed and run on behalf of Benenden Health by Parliament Hill Ltd.
The price of membership is £11.90 per employee, per month.
Yes, membership is the same price of £11.90 per person, per month, regardless of age or pre-existing conditions.
Yes, everyone is accepted to join Benenden Health regardless of their medical history providing they are a UK resident.
From day one of membership your employees can access round the clock care such as 24/7 GP and Mental Health helplines, a wide ranging choice of wellbeing support plus exclusive member rewards and discounts.
After six months of membership your employees can benefit from speedy access to services such as physiotherapy and medical diagnosis and treatment in our hospitals. Limits and exclusions apply, please review the service detail.
No, there is no excess to pay. But your employees will be responsible for funding any costs incurred over £1,800 when accessing our diagnostics service.
Yes. People can request private medical diagnosis at one of the hospitals in our diagnostic network for symptoms for which they have been referred by an NHS GP. Once authorised, we can support diagnostic costs up to £1,800.
People can also request assistance for Medical Treatment and Surgery at one of our hospitals in our treatment network for approved procedures. Our approved procedures are broadly those that are considered less complex and might be considered as elective procedures.
Examples of surgery not on our approved procedures list are heart, brain, cancer and joint replacements. View our full list of our approved procedures.
There are limits and exclusions which apply to our membership. Our business healthcare services are provided on a discretionary basis and are subject to the resources we have available. Some cases can be dependent on a GP referral, NHS wait times and the type of treatment required.
Whilst our tuberculosis service is provided on an insured basis, we are not a medical insurer. Our other services are provided on a discretionary basis and are subject to the resources we have available. In some cases, provision of these services can be dependent on factors such as GP referral, NHS wait times and the type of treatment required.
Our discretionary model is at the heart of everything we do. It has served our Members well for more than 115 years and allows us to manage our funds and the services we provide carefully to ensure that we can continue to offer every Member one affordable price, regardless of age and pre-existing medical conditions.
We are not a private medical insurer. We provide healthcare services on a discretionary basis, except treatment for TB, which is provided on an insured basis. Our services are reviewed regularly and subject to the resources we have available. In some cases, provision of service can be dependent on factors such as GP referral, NHS wait times and the type of treatment required.
Yes, you can extend this benefit to employee’s immediate family (that live at the same address) for the same price of £11.90 per person, per month.
No. The cost of Benenden Healthcare for Business will never increase due to employee age or service usage. The cost of membership is reviewed annually for all members, never based on an individual’s circumstances.
Yes, membership is available to anyone over the age of 16 who is normally a resident in the UK.
Everyone is accepted regardless of age and medical history. There are no exclusions for pre-existing conditions on joining. For full details read our Guide to Benenden Healthcare.
This healthcare benefit doesn't include access to dental and optical care.
However, we also offer a Health Cash Plan which does provide support for these everyday health issues. Our Health Cash Plan is tiered, to provide five levels of cover, allowing your employees to spread the cost of routine healthcare and unexpected expenses in a simple and affordable way. The cash plan offers 100% money back on dental and optical care.
Benenden Healthcare for Business looks after businesses of all shapes and sizes, and could add value to your business, but don't just take our word for it. See how we've helped other businesses.
Royal Berkshire Fire and Rescue Service
Watch Helen Morbin, Wellbeing Manager for the Royal Berkshire Fire and Rescue Service, explain how Benenden Health fits into their approach to employee wellbeing and helps contribute to reducing the cost of their sickness absence.
Video length [2.46]
We’ve been working with Benenden Health since March 2017. This is part of a range of initiatives to improve staff wellbeing and reduce sickness absence by enabling staff to access healthcare interventions more quickly.
Helen Morbin - Fitness and Health Advisor at Royal Berkshire Fire and Rescue Service
Our workers can access medical support to get them back to full health much quicker than relying on under-strain NHS services and this has enabled us to develop a happier and healthier workforce and a productive business.
As such, we value our partnership with Benenden Health very highly and ensure we promote it to employees and their families on a regular basis, to make sure they are not missing out.
Tim Williams, Strategic HR Business Partner at Parcelforce Worldwide
Do you need help with your wellbeing strategy? Do you have high mental health absenteeism? Our industry reports and guides are designed to help and support the needs of your business.