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Mental Health Helpline


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Private healthcare for everyone

Only £15.85 per person, per month

  • Join today and receive a £25 M&S gift card.
  • No exclusions for pre-existing conditions on joining.
  • No quotes, and no excess to pay.

Here for our members, not profit

As a mutual organisation we're run for our members. We're not-for-profit and proud of it.

We might offer more than you'd expect. And joining is simple:

  • No medical questionnaires.
  • No age limits to join.
  • No exclusions for pre-existing conditions.
  • No quote, no excess. The price won't rise with age or each time you use the service.^

Affordable healthcare services

We're on a mission to make healthcare accessible to all, with affordable private healthcare services.

Only £15.85

per person,
per month

From day 1
24/7 GP Helpline
24/7 GP Helpline
24/7 Mental Health Helpline
24/7 Mental Health Helpline
Care Planning and Social Care Advice
Care Planning and Social Care Advice
Additional Benefits
Additional Benefits
After six months
Cancer Support
Cancer Advice Service
Mental Health Support
Mental Health Support
Medical Diagnostics
Medical Diagnostics
Physiotherapy
Physiotherapy
After 6 or 24 months
6 months
Illustration of person in bed
Surgical Treatment
Picture of the UK with England, Scotland and Wales highlighted
England, Scotland and Wales
24 months
Surgical Treatment
Surgical Treatment
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Northern Ireland

Limits and exclusions apply to the services above.
Surgical Treatment timescales may differ for existing members. 

More from your membership

From day one:

  • Discounted membership at over 3,700 gyms. Save up to 25%.

  • Great savings at Vision Express.

  • Wellbeing Hub - access nutritional recipes and online programmes including sleep and mindfulness.

  • Fitness classes live and on demand including pilates, combat fitness and seated exercises.

  • Discount on over 4,000 Virgin Experiences. Save up 20%.

  • Up to 10% off Apple tech.

More member benefits
Terms and conditions apply
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How our healthcare works

We complement the NHS

We don't replicate some of the major services provided by the NHS such as joint replacements, brain, heart or cancer treatment.

Avoid long NHS wait times

Access services we can cover when NHS wait times are above our threshold:
Diagnostics - over 3 weeks
Surgical Treatment - over 5 weeks

Services are provided on a discretionary basis

To keep our costs low, we review what we offer from time to time to make sure we can provide the best member care, regardless of age and pre-existing medical condition.

We're not a health insurance provider

There are some limits and exclusions to know about. Download your guide to learn more about what’s included and how to access our services.

Download your guide View important documents
Your guide to Benenden Health

Only £15.85 per person, per month

  • No quotes, hidden fees, or excess to pay.

  • No medical questionnaire required.

Join now
We're the trusted healthcare provider of 870,000+ members in the UK
Trustpilot
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"Benenden Health has provided me with a very friendly, knowledgeable and professional physiotherapist who is providing treatment with which I feel comfortable and confident of a good outcome. In all, the service to date has exceeded my already high expectations."

Sandra - Joined 2016

"I have been a member of Benenden Health for over 20 years and have had to use their services on several occasions and have always been very satisfied with the service and speed of treatment I have received."

James - Joined 2001

"Excellent service from start to finish. They were always there for support if I needed advice. I would highly recommend Benenden Health."

Jane - Joined 2021

 

Hospital locations for treatment and surgery

We have a network of facilities providing members with access to surgical treatment. This network includes our own Benenden Hospital located in Kent.

Find your nearest hospital

Health and wellbeing tips to your inbox

If you're not yet a Benenden Health member, sign up to our newsletter for helpful advice including:

  • Health and wellbeing tips

  • Nutritional tips

  • How our healthcare can support you through your daily life

Sign up to our newsletter
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Your healthcare services

With a Benenden Health membership, you'll benefit from a range of healthcare services.
Anyone can join+, and there are no quotes or health questionnaires to complete. Everyone is welcome, regardless of age and medical history.

Join the 870,000+ people already enjoying affordable private healthcare.

Only £15.85

per person,
per month

From day 1

After 6 months

After 6 or 24 months

Request private surgical treatment when the NHS wait is more than 5 weeks, for approved procedures in our treatment network.

Timescales may differ for existing members in Northern Ireland.
Limits and exclusions apply to the services above.

How our healthcare works

We complement the NHS

We don't replicate some of the major services provided by the NHS such as joint replacements, brain, heart or cancer treatment.

Avoid long NHS wait times

Access services we can cover when NHS wait times are above our threshold:
Diagnostics - over 3 weeks
Surgical Treatment - over 5 weeks

Services are provided on a discretionary basis

To keep our costs low, we review what we offer from time to time to make sure we can provide the best member care, regardless of age and pre-existing medical condition.

We're not a health insurance provider

There are some limits and exclusions to know about. Download your guide to learn more about what’s included and how to access our services.

Download your guide View important documents
Your guide to Benenden Health

Discover Benenden Health: Affordable Healthcare you can trust

Award-winning care

Voted Best Healthcare Provider at the 2025 Moneyfacts.co.uk Awards*.

Trusted healthcare for over a century

Caring for our members since 1905.

Putting our members first

Voted Best Claims Service award at the 2025 Moneyfacts.co.uk Awards*.

 

* Benenden Health won Best Claims Service and Private Healthcare Provider awards at the Moneyfacts Compare Awards event.

 

Health and wellbeing tips to your inbox

If you're not yet a Benenden Health member, sign up to our newsletter for helpful advice including:

  • Health and wellbeing tips

  • Nutritional tips

  • How our healthcare can support you through your daily life

Sign up to our newsletter
Various logos of companies where discounts are available

Your Benenden Health App

When you become a member you can enjoy all your membership benefits on the go.

  • Book a telephone or video appointment with a GP in just a few clicks.

  • Access the 24/7 Mental Health Helpline.

  • Explore the Wellbeing Hub for videos, articles and classes for mental wellbeing, fitness and nutritional health.

  • Access your rewards and discounts.

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Your guide to Benenden Health

Download your guide to Benenden Healthcare explaining all the healthcare services we provide - what's included, any exclusions and how you can access them. 

Download your guide

Insurance Product Information Document (IPID)

A summary of what's included and what's not included in your membership.

Download IPID

How Benenden Health works

We're not for profit and proud if it. So no shareholders, we put the needs of our members at the heart of everything we do. 

Our discretionary model

We work on a discretionary basis, which means that the Board decides which services are provided and what's available in each service. The exception is for tuberculosis treatment, which we offer on an insured basis.

Our rulebook

We operate according to our rulebook, which contains the Benenden Healthcare Society Limited's memorandum and rules.

Rulebook

 

Benenden Health has teamed up with your employer to give you this special offer

Special offer - £25 M&S gift card

£25 M&S Gift card when you join Benenden Health. 

Terms and conditions
  • If you are a new member you will receive a £25 M&S gift card when you join Benenden Health.
  • To qualify for the incentive, the new joiner must remain with the Society at the point the gift cards are sent.
  • Gift cards will be sent within 52 days of the join date.
  • No alternative to this promotion will be offered.
  • Offer subject to availability. We reserve the right to withdraw or change this incentive at any time.

It takes only a few minutes to sign up

No quote is needed and everyone is accepted. You can join us online day or night, all year round. Joining Benenden Health is quick and simple. 

Once you've joined us, you will receive a welcome email within 30 minutes and your welcome pack in the post within 10 days.

Join now
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^If you are resident in England, Wales or Scotland when joining: You can request Surgical Treatment after six months of membership. If you are resident in Northern Ireland when joining: You can request Surgical Treatment after 24 months of membership.